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Krishi Rin Mafi Yojana: Farmers' loan up to Rs 2 lakh will be waived off if these 6 conditions are fulfilled

The government has started many schemes to strengthen the farmers financially. In these schemes, farmers are given everything from fertilizers, seeds to loans. Recently the government has launched an agricultural loan waiver scheme (Krishi Rin Mafi Yojana) to reduce the loan burden on farmers. Under this scheme, loans of farmers up to Rs 2 lakh will be waived off. If you are also a farmer and want to take advantage of this scheme, then let us know in detail in the news below what conditions have to be followed by the government for loan waiver. 

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farmer loan yojana

HR Mandi Bhav News (Bureau). To provide relief to the farmers in Jharkhand, many types of schemes are run by the state government so that the farmers of the state can be provided relief and agriculture can be promoted in the state. Under these schemes, financial assistance is also provided to the farmers so that the financial burden on the farmers can be reduced.

Jharkhand Agricultural Loan Waiver Scheme (Krishi Rin Mafi Yojana) is also a similar scheme through which the loan of those farmers of the state who have taken agricultural loan is waived. 

This scheme is proving to be very helpful for the farmers facing continuous drought in Jharkhand. The financial burden on farmers has reduced to a great extent.

Under this scheme, farmers' loans will be waived- 

To provide relief to the farmers, the state government has now increased the scope of loan waiver. Till a month ago, those farmers who had taken a loan of Rs 50 thousand were getting the benefit of loan waiver from the state government. But now the state government has increased the scope of exemption. 

Now under this, the loan of those farmers who have taken loan up to Rs 2 lakh is being waived off. This has provided a lot of relief to those farmers of the state who have taken a huge loan of Rs 2 lakh and are unable to get it selected. 

The applicant should have these documents- 

In such a situation, it is important for farmers to know what conditions have to be followed to avail the benefit of loan waiver scheme. To avail the benefit of Agricultural Loan Waiver Scheme (Krishi Rin Mafi Yojana), six conditions have to be fulfilled. Only then can farmers take advantage of this scheme. 

  • The applicant farmer must be a local resident of Jharkhand state. 
  • The farmers applying for this should be above 18 years of age.
  • Under this scheme, only those farmers who have taken loan before 31 March 2020 can apply to avail the benefits. 
  • Only one member of a family can get the benefit of Jharkhand Agricultural Loan Waiver Scheme. 
  • The farmer should have a standard crop loan account.
  • The applicant farmer must have Kisan Credit Card (KCC).
  • Those farmers of the state who cultivate their own land will also get the benefit of the Agricultural Loan Waiver Scheme. Or they take land on lease and do farming on others' land. Both will get the benefit of this scheme. 

To apply, the farmer should have these documents- 

After knowing what conditions are required to be fulfilled by the applicant farmers, it is very important for the farmers to know what documents will be required to avail the benefits under this scheme. On the basis of these documents, farmers can avail the benefits of this scheme. 

  • Aadhar Card
  • Income Certificate
  • Residence Certificate
  • Caste Certificate Ration
  • Card
  • Kisan Credit Card
  • Bank Account Passbook
  • Mobile Number
  • Passport Size Photo